Why More Families Choose Southern Oak
Southern Oak Insurance Company is a Florida domiciled company established in 2004 to provide residential property coverage. As a privately held company wholly owned by Florida residents, we understand the importance of being there when you need us most.
Southern Oak Insurance has earned a Financial Stability Rating of A. Exceptional from Demotech. Inc. FSRs® are a leading indicator of financial stability, providing an objective baseline of the future img_fsr_rating_logosolvency of a insurer.

Protecting Policyholders and the Future of Our Company

Southern Oak secures reinsurance (insurance for insurance companies) from A-Rated companies to protect both policyholders and the company from hurricane and catastrophic events. This protects our policyholders against all past storms that have impacted Florida, as well as events we have not yet experienced. Southern Oak will be there for you after a storm.
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Southern Oak helped me in my time of need

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I needed insurance ASAP on a condo I purchased and Southern Oak provided me with an affordable policy without any complicated paperwork. I feel that Southern Oak helped me in my time of need. –Nancy C.


Get a quote fast using our simple online form. It only takes a few minutes to complete and get your quote.

POLICYHOLDERS


MySouthernOak offers convenient,
online services for members to:

More Families Choose Southern Oak Homeowners Insurance

  • Our Solid Financial Stability
  • Proven Claims Service History
  • MySouthernOak.com

What Our Policyholders Are Saying

All has gone very well
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All has gone very well with no difficulties getting coverage at a good price.

Ronald D.


My agent has been helpful
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My agent has been helpful and easy to connect with. –Rachael F.


Very happy
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Very happy! I referred a customer and they are now with Southern Oak.

–Yasmine A.


They take the time
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They took the time to explain all the options and different levels of coverage. –Kathie H.


I am very happy with them so far
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I am very happy with the prompt and courteous customer service, as well as the rates and coverage.

–Holly D.


POLICYHOLDERS


MySouthernOak offers convenient,
online services for members to: