Why More Families Choose Southern Oak

Why More Agents Choose Southern Oak


Southern Oak has proven to be one of the most stable and consistent insurance companies in Florida. We have been assigned a Financial Stability Rating® of A, Exceptional, from Demotech, Inc. With Southern Oak Insurance, there are no bulk nonrenewals or cancellations because we’re committed to our agents and customers. Southern Oak also holds over $336 Million in first storm protection, as well as coverage for multiple storms and a business model designed to protect policyholder surplus so that we can guarantee we’ll be there when needed the most.


Our uniquely qualified executive team is composed entirely of Florida residents with over 100 years of collective experience in all aspects of the insurance industry which allows us to boast some of the most innovative policy and claims administration systems in the state. Our representatives will be there for any questions agents or policyholders have about our products.


Our innovative agent portal gives you immediate access to policy information, quick quote tools, and myriad other helpful interfaces to make you more efficient and to make sure your customers have exactly what they need. Southern Oak Insurance also offers a unique agency co-op program which assists our agents with marketing and advertising in their local areas.

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I'm very happy


I'm very happy with southern oak, staff is very helpful, courteous and knowledgeable. –Rick W.

Get a quote fast using our simple online form. It only takes a few minutes to complete and get your quote.


MySouthernOak offers convenient,
online services for members to:

More Families Choose Southern Oak Homeowners Insurance

  • Our Solid Financial Stability
  • Proven Claims Service History
  • MySouthernOak.com

What Our Policyholders Are Saying

All has gone very well

All has gone very well with no difficulties getting coverage at a good price.

Ronald D.

My agent has been helpful

My agent has been helpful and easy to connect with. –Rachael F.

Very happy

Very happy! I referred a customer and they are now with Southern Oak.

–Yasmine A.

They take the time

They took the time to explain all the options and different levels of coverage. –Kathie H.

I am very happy with them so far

I am very happy with the prompt and courteous customer service, as well as the rates and coverage.

–Holly D.


MySouthernOak offers convenient,
online services for members to: