Understanding Your Homeowners Insurance Policy

January 12, 2017 at 5:55 pm | No comment | Category: Homeowner's Insurance

Being a homeowner is an exciting thing, however it may leave some people with questions. Do you know exactly what is covered in your homeowners coveragehomeowners insurance policy? Every basic home insurance policy provides a package of insurance protection for your home, with different types of coverage included. Let us take the guesswork out of your homeowners insurance with this simple guide!

Home Safety For the Holidays

December 12, 2016 at 8:34 pm | No comment | Category: family safety, Homeowner's Insurance

Families all around Florida are ready for holiday travel and thieves are already on the prowl looking for opportunities. home-theftChristmas is a figurative gold mine for them. Whether it’s you who goes out of town or your family of snowbirds traveling south to escape the cold, everyone should be encouraged to take precautions and protect their home and valuables. Southern Oak Insurance suggests you check with your homeowners insurance company to make sure you have the proper coverage in the event a theft does occur.

Holiday Accidents & Insurance – Are You Covered?

December 9, 2016 at 9:44 pm | No comment | Category: family safety, Homeowner's Insurance

homeowners insuranceThe holidays are both a magical and dangerous time of year. Pets and kids run amok and drinks are spilled after Uncle Bill’s third telling of the time he went to Salt Lake City. When friends tell stories about their own mishaps, it rarely comes with a detailed explanation of what their homeowners insurance would and would not
cover either. Before you end up paying for an incident that could have been covered by the right insurance policy, boost your home safety with the following facts. 

Take the Stress Out of Holiday Travel

December 7, 2016 at 8:57 pm | No comment | Category: family safety, Homeowner's Insurance

holiday travelPreparing for travel over the holidays can make people simultaneously anxious and excited. You’re balancing how fun it will be to have family meet your new bundle of joy versus how much your fellow airline passengers will appreciate your precious cargo. When you start feeling overwhelmed, keep these tips in mind for easier travel.

Theft and the Holidays: Are you Covered?

November 23, 2016 at 3:39 pm | No comment | Category: family safety, Homeowner's Insurance

theft-300x175The holidays are a wonderful time for criminals to plot out their next great score. This is a time of year when everything changes: mall trips become more frequent, kids come home for Christmas, and we start preparing to host our many relatives. There are big incentives for thieves in November and December, and Southern Oak wants you to know more about how insurance works to protect you and your family in different situations.

Home Insurance – Does Yours Cover Fallen Trees?

November 4, 2016 at 6:31 pm | No comment | Category: family safety, Homeowner's Insurance, Liability

family safetyThe holidays are just around the corner but Florida homeowners know that hurricane season is here for a few more weeks. Even though it’s time to start planning for your winter parties, bad weather could make it hard to get in the holiday spirit. For many homeowners, fallen trees are one of the most common issues that come up during hurricane season. Make sure you’re prepared for fallen trees with regular home maintenance steps and the best homeowners insurance coverage from Southern Oak Insurance.

Halloween Safety Tips for the Family

October 24, 2016 at 8:55 pm | No comment | Category: family safety, Homeowner's Insurance

Halloween is one of the most anticipated holidays of the year if you are a child. Dressing up, being outside with friends, family and tons of candy are enough to make any kid boil over with excitement. Keeping family safety in mind ahead of time can help produce a safe and memorable holiday for everyone. Here are 5 important tips to consider:

Fire Safety Around The House

October 19, 2016 at 8:03 pm | No comment | Category: Fire Safety

fire-safety-4October is fire safety month, and that means making sure your family knows the dangers a fire can cause. Exercising fire prevention in your home is essential, so it is important that you are aware of the many ways in which a fire can start. Keep your family safe and prepared, and beware of these red flag fire starters:

Dangers of Price Gouging

October 12, 2016 at 4:20 pm | No comment | Category: Homeowner's Insurance, Storm Season

Being a Florida homeowner means you are familiar with the impending hurricane season every summer. homeowners insuranceStorms can leave your home damaged, leaving you with no option but to get repairs done as soon as possible to keep your family safe. Before you scramble to hire a contractor or worker, take some time to ensure you won’t fall victim to price gouging, a practice that’s seen frequently during storm season.

4 Ways to Prevent Water Damage from Clogged Gutters

September 26, 2016 at 8:08 pm | No comment | Category: Preventative Maintenance

Autumn is here- the season of changing colors and falling leaves.  Although these things may be pretty to look at, they could potentially be harmful to your home. Clogged gutters can cause water to leak into your roof and cause mold to grow in your home, which can cause respiratory infections and allergies. The cost of eradicating mold is nowhere near cheap; it can cost a homeowner anywhere from $500-$5,000, depending on the severity. Gutters that are not properly secured have the possibility of falling off and allowing water to get down to the foundation of your home, damaging the entire structure. Fortunately, there is some preventative maintenance you can do to protect your home from gutter troubles.

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