Rental Dwelling Property Insurance

Rental Dwelling Property Insurance

Why do I need Rental Dwelling Property Insurance?

If you own a 2nd home and have others living in it who pay you money, you’re technically a landlord and your investment property should be insured as such.  This situation calls for a Rental Dwelling Policy (DP-3), not a traditional Homeowners policy.  Contents of the tenant should be protected by their own renters insurance policy.

What does Southern Oak DP-3 Rental Dwelling Property Insurance protect?

  • Your Investment – The structure is protected from covered losses so that you can repair or rebuild and regain your valued source of income.
  • Personal Liability (Property damage or bodily injury protection for which you are legally responsible).

We encourage you to contact your agent with questions related to specific coverages or changes to existing policies.  If you don’t already have an agent, you can find one here.

What makes Southern Oak Insurance different?

  • We’re Florida-based (wholly owned and operated by Florida residents).  Our families weather the same storms as yours.
  • We’re committed to providing policyholders and agents with exceptional products and service.
  • We’re committed to providing the best customer service and most efficient claims administration systems in the industry.
  • We have been assigned a Financial Stability Rating® of A, Exceptional,  from Demotech, Inc.

Get a Renter’s Insurance Quote

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More Families Choose Southern Oak Homeowners Insurance

  • Our Solid Financial Stability
  • Proven Claims Service History

What Our Policyholders Are Saying

All has gone very well

All has gone very well with no difficulties getting coverage at a good price.

Ronald D.

My agent has been helpful

My agent has been helpful and easy to connect with. –Rachael F.

Very happy

Very happy! I referred a customer and they are now with Southern Oak.

–Yasmine A.

They take the time

They took the time to explain all the options and different levels of coverage. –Kathie H.

I am very happy with them so far

I am very happy with the prompt and courteous customer service, as well as the rates and coverage.

–Holly D.


MySouthernOak offers convenient,
online services for members to: