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Using Your Tax Holiday to Prep for Hurricane Season

May 31, 2018 at 4:56 pm | No comment | Category: Storm Season

hurricane seasonWhen the sales tax holiday rolls around this summer from June 1 – 7 and from July 6 – 12, you might be like most people and decide to stock up on school supplies or general household items before the deadline runs out. But wait! Don’t forget hurricane season starts June 1st (what a crazy coincidence!) and a lot of disaster preparedness items are sales tax exempt during this time too.

7 Hurricane Myth-Conceptions

May 29, 2018 at 7:58 pm | No comment | Category: Assignment of Benefits, family safety, Storm Season

storm seasonSummer is right around the corner and brimming with possibilities! Don’t forget that June marks the beginning of two seasons: summer and hurricane! As you make summer plans, don’t forget to add hurricane prep to your list. The Sun Sentinel recently quoted Florida Chief Financial Officer, Jimmy Patronis, as he debunked a number of common hurricane insurance myths that we wanted to share with you here to help you stay ahead of bad weather.

It’s 2018! Time for a Homeowners Insurance Checkup

January 9, 2018 at 5:49 pm | No comment | Category: family safety, Homeowner's Insurance, Storm Season

homeowners insuranceNew Year, New…Insurance Policy? You bet. Floridians were hit hard in 2017 and many were left disillusioned with their coverage. Now is the time to dig into the details of your policy, talk with your insurance agent, and make changes to ensure 2018 is covered.

Fall Maintenance for Homeowners

October 2, 2017 at 8:07 pm | No comment | Category: Homeowner's Insurance, Preventative Maintenance, Storm Season

shutterstock_581142481In the aftermath of Hurricane Irma, Florida homeowners need to take extra maintenance precautions to prepare their home for winter. In addition to investing in comprehensive homeowners insurance, there are several DIY tasks you can complete to prepare your home for a safe and happy season.

9 Hurricane Facts To Know During Storm Season

August 1, 2017 at 7:28 pm | No comment | Category: family safety, Storm Season

Storm Season in Florida

It’s still the beginning of storm season, but hurricane preparedness is probably not on your mind too much just yet. Hurricane season started on the first of June and will run right up until the end of November when storm season comes to an end.

It is of the utmost importance to exercise ongoing hurricane preparedness. Here are nine facts about hurricanes that we hope will motivate you to start prepping today!

What to Know About AOB Fraud This Storm Season

June 26, 2017 at 9:35 pm | No comment | Category: Assignment of Benefits, family safety, Storm Season

assignment of benefitsAOBs have been available in the state of Florida for over 100 years. However, through the decades, many have found loopholes in the system, which have not only resulted in an increase in insurance costs for homeowners but also cases of fraud.

What is an AOB?

For those who aren’t familiar with AOB, Assignment of Benefits (AOB) is an agreement between a homeowner and an insurance company. This agreement stipulates that all rights, benefits, and financial interest within a policy are transferred to a third party. The insurance company becomes responsible for making payments to the contracted third party for any repairs related to a claim.

Storm Preparation to Avoid Scams

storm seasonIt happens all too often. A vicious storm wipes through the region, causing damage to trees, vehicles, and homes. Maybe you were one of the victims, or maybe you were one of the lucky ones. A day or two following the storm, your family was approached by an individual offering to inspect your roof, replace the crack in your windshield or trim the tree in your front yard – for FREE. The individual holds out a form asking you to sign, promising to work with your insurance company so you don’t have to worry about a thing. Without giving it much more thought, you sign the form. You just became a victim of AOB fraud.

Is Your Home Ready for Hurricane Season?

June 1, 2017 at 1:26 pm | No comment | Category: family safety, Storm Season

storm seasonIt goes without saying that June 1 has a special meaning to Floridians: the start of the Atlantic Hurricane Season. According to the  National Oceanic and Atmospheric Administration, it’s shaping up to be “above average”, with  11-17 named storms! Besides those 17 tropical storms and hurricanes, NOAA notes there will be many other storms that can cause significant damage, especially for those living in the coastal states like Florida.

When it comes to preparing for the upcoming months of unpredictable weather, there’s no time like the present to make sure your home is ready to weather the storms. Here are three important steps to take now to make sure your property is protected:

Roofing Fraud & AOB – How to Protect Yourself

assignment of benefitsRoofing fraud is alive and well, and some contractors might try and take your money and run. The situation you could find yourself in can seem legitimate, however you need to be wary of a contractor claiming to take care of everything, including your insurance policy. These are specific warning signs you need to keep in mind when it comes to AOB fraud and roofers:

Assignment of Benefits

February 10, 2017 at 9:34 am | No comment | Category: Homeowner's Insurance, Liability, Storm Season

homeowners insuranceBeing a Florida homeowner can come with a lot of risks – a lot of them being weather related. Before the 2017 storm season, you may need to consider getting work done on your house prior to or after a storm approaches. Before you hire a contractor, there are things you need to be aware of. Check out this list of important information regarding an Assignment of Benefits, and make sure you’re prepared before you sign an agreement.

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