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9 Hurricane Facts To Know During Storm Season

August 1, 2017 at 7:28 pm | No comment | Category: family safety, Storm Season

Storm Season in Florida

It’s still the beginning of storm season, but hurricane preparedness is probably not on your mind too much just yet. Hurricane season started on the first of June and will run right up until the end of November when storm season comes to an end.

It is of the utmost importance to exercise ongoing hurricane preparedness. Here are nine facts about hurricanes that we hope will motivate you to start prepping today!

What to Know About AOB Fraud This Storm Season

June 26, 2017 at 9:35 pm | No comment | Category: Assignment of Benefits, family safety, Storm Season

assignment of benefitsAOBs have been available in the state of Florida for over 100 years. However, through the decades, many have found loopholes in the system, which have not only resulted in an increase in insurance costs for homeowners but also cases of fraud.

What is an AOB?

For those who aren’t familiar with AOB, Assignment of Benefits (AOB) is an agreement between a homeowner and an insurance company. This agreement stipulates that all rights, benefits, and financial interest within a policy are transferred to a third party. The insurance company becomes responsible for making payments to the contracted third party for any repairs related to a claim.

Storm Preparation to Avoid Scams

storm seasonIt happens all too often. A vicious storm wipes through the region, causing damage to trees, vehicles, and homes. Maybe you were one of the victims, or maybe you were one of the lucky ones. A day or two following the storm, your family was approached by an individual offering to inspect your roof, replace the crack in your windshield or trim the tree in your front yard – for FREE. The individual holds out a form asking you to sign, promising to work with your insurance company so you don’t have to worry about a thing. Without giving it much more thought, you sign the form. You just became a victim of AOB fraud.

Is Your Home Ready for Hurricane Season?

June 1, 2017 at 1:26 pm | No comment | Category: family safety, Storm Season

storm seasonIt goes without saying that June 1 has a special meaning to Floridians: the start of the Atlantic Hurricane Season. According to the  National Oceanic and Atmospheric Administration, it’s shaping up to be “above average”, with  11-17 named storms! Besides those 17 tropical storms and hurricanes, NOAA notes there will be many other storms that can cause significant damage, especially for those living in the coastal states like Florida.

When it comes to preparing for the upcoming months of unpredictable weather, there’s no time like the present to make sure your home is ready to weather the storms. Here are three important steps to take now to make sure your property is protected:

Roofing Fraud & AOB – How to Protect Yourself

assignment of benefitsRoofing fraud is alive and well, and some contractors might try and take your money and run. The situation you could find yourself in can seem legitimate, however you need to be wary of a contractor claiming to take care of everything, including your insurance policy. These are specific warning signs you need to keep in mind when it comes to AOB fraud and roofers:

Assignment of Benefits

February 10, 2017 at 9:34 am | No comment | Category: Homeowner's Insurance, Liability, Storm Season

homeowners insuranceBeing a Florida homeowner can come with a lot of risks – a lot of them being weather related. Before the 2017 storm season, you may need to consider getting work done on your house prior to or after a storm approaches. Before you hire a contractor, there are things you need to be aware of. Check out this list of important information regarding an Assignment of Benefits, and make sure you’re prepared before you sign an agreement.

Dangers of Price Gouging

October 12, 2016 at 4:20 pm | No comment | Category: Homeowner's Insurance, Storm Season

Being a Florida homeowner means you are familiar with the impending hurricane season every summer. homeowners insuranceStorms can leave your home damaged, leaving you with no option but to get repairs done as soon as possible to keep your family safe. Before you scramble to hire a contractor or worker, take some time to ensure you won’t fall victim to price gouging, a practice that’s seen frequently during storm season.

What To Teach Your Kids About Storm Safety

June 22, 2016 at 4:22 pm | No comment | Category: Storm Season

Storm Safety Here in Florida, severe thunderstorms, tropical storms and hurricanes are a part of life. As adults we prepare for the storm season by keeping important supplies, keeping track of approaching storms and making sure we have the right homeowners insurance in case of disaster. However, kids often don’t understand that hurricanes and other big storms don’t have to be so scary if we are prepared as a family. Southern Oak has some tips that will help teach kids about severe storms and how to prepare for them.

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