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Thanksgiving Food Hazards: How to Avoid Choking, Food Poisoning, and Contamination

November 22, 2017 at 5:31 pm | No comment | Category: family safety, Homeowner's Insurance, Liability

shutterstock_678495754Cooking a turkey is kind of a big deal. Whether this is your first time or your 50th, read through these tips for thawing and cooking to reduce cross contamination and potential food poisoning. You’ll also find tips for storing leftovers and minimizing choking hazards! Keep everyone safe this thanksgiving while still enjoying the festivities.

Hosting the Holidays? Prep Your Home for Guests

November 2, 2017 at 8:07 pm | No comment | Category: family safety, Homeowner's Insurance, Liability

hosting the holidaysIt’s great to get everyone under one roof for the holidays. Good food, good friends, and good fun abound. If you’re the hostess with the mostess this year, be sure to check your list twice for safety. May your holidays be extra cozy when you take these few extra precautions into consideration as you prepare your home for guests.

Home Renovations to Improve Insurance Costs

March 31, 2017 at 6:34 pm | No comment | Category: family safety, Homeowner's Insurance, Liability

homeowners insuranceAre you a homeowner who is looking to make improvements to your home and thinking about investing in some exciting renovation projects? Renovations can make your home look and feel better. When thinking about home renovations, it’s a good idea to also consider the effects it may have on your homeowner insurance costs. Some renovations may result in an insurance increase, while others will result in a decrease in premium costs. We can help you get a better understanding on how your insurance rates may change when making changes to your home.

These Factors Could Affect Insurance Costs

February 27, 2017 at 10:15 pm | No comment | Category: family safety, Homeowner's Insurance, Liability

homeowners insuranceHome insurance is a necessary expense that comes with owning a home. Homeowners insurance will cost the average person hundreds or even thousands of dollars per year. There are plenty of factors that contribute to the price you’re paying – whether it be your furry friend living with you or having an alarm system.

Whether you’re getting an insurance policy for your first home or renewing your current homeowners insurance policy, you may be able to substantially reduce your insurance rate by following a few simple guidelines.

Assignment of Benefits

February 10, 2017 at 9:34 am | No comment | Category: Homeowner's Insurance, Liability, Storm Season

homeowners insuranceBeing a Florida homeowner can come with a lot of risks – a lot of them being weather related. Before the 2017 storm season, you may need to consider getting work done on your house prior to or after a storm approaches. Before you hire a contractor, there are things you need to be aware of. Check out this list of important information regarding an Assignment of Benefits, and make sure you’re prepared before you sign an agreement.

Home Insurance – Does Yours Cover Fallen Trees?

November 4, 2016 at 6:31 pm | No comment | Category: family safety, Homeowner's Insurance, Liability

family safetyThe holidays are just around the corner but Florida homeowners know that hurricane season is here for a few more weeks. Even though it’s time to start planning for your winter parties, bad weather could make it hard to get in the holiday spirit. For many homeowners, fallen trees are one of the most common issues that come up during hurricane season. Make sure you’re prepared for fallen trees with regular home maintenance steps and the best homeowners insurance coverage from Southern Oak Insurance.

What to Consider When Buying a New Home

August 19, 2016 at 8:32 pm | No comment | Category: family safety, Homeowner's Insurance, Liability

home insurance coverageSure, you know all about location, location, location. Buying a home near good schools, good shopping, city centers or water is always a good idea. But what about those home-buying considerations you don’t usually hear about? Let’s take a look at some of the most common factors homeowners should – but often don’t – think about.

Why Flood Insurance Isn’t Like Your Homeowners’ Insurance

June 6, 2016 at 2:10 pm | No comment | Category: Flood Insurance, Homeowner's Insurance, Liability

flood insuranceWhen it comes to protecting your home and your financial assets, having adequate homeowners insurance coverage is of paramount importance. And when you think about it, it’s a great value too: For a relatively small cost per month (or year for annual premiums), you can have the peace of mind that comes from knowing your home, your possessions and even your bank account are protected in the event of a natural disaster or other event.

5 Things You Should Know About Flood Insurance

May 16, 2016 at 7:34 pm | No comment | Category: Flood Insurance, Liability

flood insurance
Floods are the most common cause of weather-related home damage in the U.S., accounting for an average of about $4 billion in losses every year. Hurricane Sandy alone resulted in almost $7 billion in National Flood Insurance Program claims, and Hurricane Katrina NFIP payouts amounted to more than $16 billion. Even with those federal programs in place, homeowners who lacked flood insurance policies wound up paying substantial out-of-pocket costs which were, in many cases, financially devastating. With this year’s hurricane season just around the corner, understanding flood insurance – what it covers, what it doesn’t cover and whether or not you need it – is especially important. Here are the top five things you should know:

When Should I Talk With a Homeowners Insurance Agent?

May 3, 2016 at 6:11 pm | No comment | Category: Homeowner's Insurance, Liability

WhenMost people think you only need to talk to a home insurance agent when you need to file a claim, such as when a tree falls on your roof or a fire or storm damages your property. But actually, you have plenty of reasons to talk to your homeowners insurance agent that have nothing to do with filing a claim, and most of those reasons might help you save money. Here are six examples of when it can pay – literally – to talk to your home insurance agent:

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