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Best Places to Live in Florida

May 23, 2017 at 3:44 pm | No comment | Category: family safety, Home Buying, Homeowner's Insurance

happy-family-legitIf you’re considering a move to the Sunshine State, Florida residents will be quick to tell you that the quality of life is one of the highest, with a warm climate year-round and numerous beaches to choose from. When determining which city is right for your family, you should take into account amenities, schools, and crime rate. The lower the crime rate, the better the insurance rates you’ll most likely receive, as insurance coverage depends a lot on the area you’re residing. Keep these 9 cities in mind when deciding where to move, and live happier!

The Real Cost of Buying a Home

February 21, 2017 at 3:45 pm | No comment | Category: Home Buying, Homeowner's Insurance

first timehomebuyingWouldn’t it be ideal if every home buyer only needed to pay the price on their mortgage label? In reality, there are several hidden costs attached to home loans. You may also need to create an escrow account in conjunction with your mortgage to accommodate these costs. This is done to safeguard the lender if the home owner does not pay the extra charges timely and fully. Here are some of the main additional expenses you may need to consider when budgeting and deciding on your new location:

Types of Home Loans & What They Mean

February 10, 2017 at 9:20 pm | No comment | Category: Home Buying, Homeowner's Insurance

home loansChoosing a mortgage from the many types of home loans is potentially one of the largest financial decisions you could make. Interest rates are not the only deciding factor here. You’ll also need to take your lifestyle, finances, home ownership goals, and various mortgage attributes into account. As a home buyer, mortgage diversity enables you to tailor your loan to suit your existing, and future needs. Familiarize yourself with these primary types of home loans, and make choosing a little less overwhelming.

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