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Thanksgiving Food Hazards: How to Avoid Choking, Food Poisoning, and Contamination

November 22, 2017 at 5:31 pm | No comment | Category: family safety, Homeowner's Insurance, Liability

shutterstock_678495754Cooking a turkey is kind of a big deal. Whether this is your first time or your 50th, read through these tips for thawing and cooking to reduce cross contamination and potential food poisoning. You’ll also find tips for storing leftovers and minimizing choking hazards! Keep everyone safe this thanksgiving while still enjoying the festivities.

Hosting the Holidays? Prep Your Home for Guests

November 2, 2017 at 8:07 pm | No comment | Category: family safety, Homeowner's Insurance, Liability

hosting the holidaysIt’s great to get everyone under one roof for the holidays. Good food, good friends, and good fun abound. If you’re the hostess with the mostess this year, be sure to check your list twice for safety. May your holidays be extra cozy when you take these few extra precautions into consideration as you prepare your home for guests.

Trick-or-Treat Safety Tips: Keep Your Home and Family Protected with Florida Homeowner’s Insurance

October 26, 2017 at 2:35 pm | No comment | Category: family safety, Homeowner's Insurance

halloween safetyThe holiday season is finally here and that means it’s time to make sure your home is ready for a Halloween celebration. Whether you’re having friends over for a candy-filled night of fun or you plan on welcoming lots of tiny tots in costume to choose their favorite treats, it’s also a good time of year to revisit your homeowner’s insurance policy. With a comprehensive Florida home insurance policy and a few simple safety tips, you can make sure everyone have a spooky and fabulous night!

Four Tips to Prevent Home Fires

October 13, 2017 at 4:33 pm | No comment | Category: family safety, Fire Safety, Homeowner's Insurance

fire safetyWe hope you practice fire safety and prevention all year long! But if you’re like most of us, some of these simple checks and plans might have slipped your mind. Good news though—Fire Prevention Week is from October 8-14, and it’s a great time to address potential fire risks. Over 365,000 home fires were reported in 2015 in the US alone. Let’s cut that number down. So, break out your “honey-do list” and let’s get rolling with these four fire safety tips.

9 Hurricane Facts To Know During Storm Season

August 1, 2017 at 7:28 pm | No comment | Category: family safety, Storm Season

Storm Season in Florida

It’s still the beginning of storm season, but hurricane preparedness is probably not on your mind too much just yet. Hurricane season started on the first of June and will run right up until the end of November when storm season comes to an end.

It is of the utmost importance to exercise ongoing hurricane preparedness. Here are nine facts about hurricanes that we hope will motivate you to start prepping today!

Important Pool Safety Tips for Summer

June 29, 2017 at 12:17 pm | No comment | Category: family safety

The hottest days of summer are here and millions are flocking to the community and backyard pools. Refreshing water cools down your friends and family, making an enjoyable day for all. For all the fun and relaxation that pools and spas provide, they also come with their share of danger. Everyone should respect the rules and watch out for each other around the water to ensure a safe and happy time.

What to Know About AOB Fraud This Storm Season

June 26, 2017 at 9:35 pm | No comment | Category: Assignment of Benefits, family safety, Storm Season

assignment of benefitsAOBs have been available in the state of Florida for over 100 years. However, through the decades, many have found loopholes in the system, which have not only resulted in an increase in insurance costs for homeowners but also cases of fraud.

What is an AOB?

For those who aren’t familiar with AOB, Assignment of Benefits (AOB) is an agreement between a homeowner and an insurance company. This agreement stipulates that all rights, benefits, and financial interest within a policy are transferred to a third party. The insurance company becomes responsible for making payments to the contracted third party for any repairs related to a claim.

Storm Preparation to Avoid Scams

storm seasonIt happens all too often. A vicious storm wipes through the region, causing damage to trees, vehicles, and homes. Maybe you were one of the victims, or maybe you were one of the lucky ones. A day or two following the storm, your family was approached by an individual offering to inspect your roof, replace the crack in your windshield or trim the tree in your front yard – for FREE. The individual holds out a form asking you to sign, promising to work with your insurance company so you don’t have to worry about a thing. Without giving it much more thought, you sign the form. You just became a victim of AOB fraud.

Is Your Home Ready for Hurricane Season?

June 1, 2017 at 1:26 pm | No comment | Category: family safety, Storm Season

storm seasonIt goes without saying that June 1 has a special meaning to Floridians: the start of the Atlantic Hurricane Season. According to the  National Oceanic and Atmospheric Administration, it’s shaping up to be “above average”, with  11-17 named storms! Besides those 17 tropical storms and hurricanes, NOAA notes there will be many other storms that can cause significant damage, especially for those living in the coastal states like Florida.

When it comes to preparing for the upcoming months of unpredictable weather, there’s no time like the present to make sure your home is ready to weather the storms. Here are three important steps to take now to make sure your property is protected:

Best Places to Live in Florida

May 23, 2017 at 3:44 pm | No comment | Category: family safety, Home Buying, Homeowner's Insurance

happy-family-legitIf you’re considering a move to the Sunshine State, Florida residents will be quick to tell you that the quality of life is one of the highest, with a warm climate year-round and numerous beaches to choose from. When determining which city is right for your family, you should take into account amenities, schools, and crime rate. The lower the crime rate, the better the insurance rates you’ll most likely receive, as insurance coverage depends a lot on the area you’re residing. Keep these 9 cities in mind when deciding where to move, and live happier!

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