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These Factors Could Affect Insurance Costs

February 27, 2017 at 10:15 pm | No comment | Category: family safety, Homeowner's Insurance, Liability

homeowners insuranceHome insurance is a necessary expense that comes with owning a home. Homeowners insurance will cost the average person hundreds or even thousands of dollars per year. There are plenty of factors that contribute to the price you’re paying – whether it be your furry friend living with you or having an alarm system.

Whether you’re getting an insurance policy for your first home or renewing your current homeowners insurance policy, you may be able to substantially reduce your insurance rate by following a few simple guidelines.

The Real Cost of Buying a Home

February 21, 2017 at 3:45 pm | No comment | Category: Home Buying, Homeowner's Insurance

first timehomebuyingWouldn’t it be ideal if every home buyer only needed to pay the price on their mortgage label? In reality, there are several hidden costs attached to home loans. You may also need to create an escrow account in conjunction with your mortgage to accommodate these costs. This is done to safeguard the lender if the home owner does not pay the extra charges timely and fully. Here are some of the main additional expenses you may need to consider when budgeting and deciding on your new location:

Types of Home Loans & What They Mean

February 10, 2017 at 9:20 pm | No comment | Category: Home Buying, Homeowner's Insurance

home loansChoosing a mortgage from the many types of home loans is potentially one of the largest financial decisions you could make. Interest rates are not the only deciding factor here. You’ll also need to take your lifestyle, finances, home ownership goals, and various mortgage attributes into account. As a home buyer, mortgage diversity enables you to tailor your loan to suit your existing, and future needs. Familiarize yourself with these primary types of home loans, and make choosing a little less overwhelming.

Assignment of Benefits

February 10, 2017 at 9:34 am | No comment | Category: Homeowner's Insurance, Liability, Storm Season

homeowners insuranceBeing a Florida homeowner can come with a lot of risks – a lot of them being weather related. Before the 2017 storm season, you may need to consider getting work done on your house prior to or after a storm approaches. Before you hire a contractor, there are things you need to be aware of. Check out this list of important information regarding an Assignment of Benefits, and make sure you’re prepared before you sign an agreement.

Homeowners Insurance: “Cheaper” May Not Cost Less

February 2, 2017 at 2:31 am | No comment | Category: Homeowner's Insurance

homeowners insuranceMost Floridians would consider their home to be their most valuable asset. Naturally, many homeowners want to stretch their dollar as far as they can. Cheap homeowners insurance may cost you less up front, but that savings won’t pay if you have to sacrifice coverage for a lower rate and end up facing an expensive insurance claim. Make sure you’re getting the right coverage from your insurance policy, or you might have to deal with extra hassle down the road. Use these tips to help you choose the perfect homeowners insurance for your family while still working within your budget.

Get a quote fast using our simple online form. It only takes a few minutes to complete and get your quote.

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