Autumn is here- the season of changing colors and falling leaves. Although these things may be pretty to look at, they could potentially be harmful to your home. Clogged gutters can cause water to leak into your roof and cause mold to grow in your home, which can cause respiratory infections and allergies. The cost of eradicating mold is nowhere near cheap; it can cost a homeowner anywhere from $500-$5,000, depending on the severity. Gutters that are not properly secured have the possibility of falling off and allowing water to get down to the foundation of your home, damaging the entire structure. Fortunately, there is some preventative maintenance you can do to protect your home from gutter troubles.
Home insurance can be expensive, costing the average homeowner hundreds or even thousands of dollars per year. The good news? You can substantially reduce your insurance quotes by following a few simple guidelines so you are prepared when insurance agents give you a quote. Whether you’re waiting to close on your first home or are just getting new insurance, these steps can help you get lower home insurance quotes.
If you’ve just bought a new house – and especially if this is your first time buying one – you’re probably wondering exactly how your homeowners insurance works and what it covers. Well, a better answer may be what it doesn’t cover. Many new homeowners assume their policy handles quite a few types of damage that it doesn’t, and the results can be devastating in a disaster. So before calling it a day and turning your attention to other things, it’s best to find out what your home insurance fails to cover and fill in any holes. Here are five of the biggest gaps that you might consider plugging.