The 5 Safest Cities to Live in Florida

June 22, 2016 at 6:24 pm | No comment | Category: Homeowner's Insurance

5 Safest Cities in FloridaThe Sunshine State has a great reputation as a top vacation or retirement destination in the U.S. But many people may not know that Florida is also home to many towns and cities that offer a high-quality of living year round – not to mention a temperate climate and plenty of beaches and other natural areas for relaxation 12 months of the year. Many of these locations also have very low incidences of crime compared to national averages, making them ideal options for families, empty-nesters and others.

Low-crime doesn’t just mean peace of mind – since home insurance rates are based in large part on the safety risks associated with a community, living in a low-crime area also means you can save money on your homeowners insurance costs as well. If you’re thinking about relocating to Florida, here are five top-ranking locales worth considering:

What To Teach Your Kids About Storm Safety

June 22, 2016 at 4:22 pm | No comment | Category: Storm Season

Storm Safety Here in Florida, severe thunderstorms, tropical storms and hurricanes are a part of life. As adults we prepare for the storm season by keeping important supplies, keeping track of approaching storms and making sure we have the right homeowners insurance in case of disaster. However, kids often don’t understand that hurricanes and other big storms don’t have to be so scary if we are prepared as a family. Southern Oak has some tips that will help teach kids about severe storms and how to prepare for them.

Why Flood Insurance Isn’t Like Your Homeowners’ Insurance

June 6, 2016 at 2:10 pm | No comment | Category: Flood Insurance, Homeowner's Insurance, Liability

flood insuranceWhen it comes to protecting your home and your financial assets, having adequate homeowners insurance coverage is of paramount importance. And when you think about it, it’s a great value too: For a relatively small cost per month (or year for annual premiums), you can have the peace of mind that comes from knowing your home, your possessions and even your bank account are protected in the event of a natural disaster or other event.

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