A common misconception is that the insurance held by a landlord will cover all of the tenants in a building or house. Unfortunately, this misconception is a primary reason that almost 70% of renters in the United States remain uncovered and are forced to pay out of pocket when their apartments are vandalized, broken into, or destroyed by a natural disaster.
According to the US Consumer Product Safety Commission (SPSC), more than 600,000 children were injured on playgrounds in 2013. These injuries are not just occurring on public playgrounds. In fact, a recent study in the journal Injury Prevention found that injuries to younger children happened more frequently on backyard playsets and overall, those injuries were more severe. Fortunately, with good installation, basic inspection, and regular upkeep, many of these injuries can be avoided.