Why do I need Homeowners Insurance in Jacksonville?

Typically, a house is the most valuable asset a person owns. So, it is very important that it is protected and covered by insurance. Remember replacing or repairing your property is just a part of your need for protection as a home owner. Your Jacksonville Home Insurance policy should also be carrying the right amount of liability coverage to ensure that you and your family are covered in case of a calamity.

Jacksonville is prone to windstorms and hurricanes, that’s why house owners here must have a reliable Jacksonville Homeowners Insurance to protect their property.

What does Southern Oak Homeowners Insurance protect?

  • Our home insurance policy covers your home and any attached structures.
  • The insurance cover includes – clothing, furniture, appliances, jewelry, and more.
  • Fences, tool sheds, and such detached structures are also covered
  • Mostly importantly, we cover your peace of mind. When you are covered by our Jacksonville Homeowners Insurance policy, you do not have a thing to worry about.

Additional standard benefits of a Southern Oak Homeowners Insurance policy

  • We provide for additional living expenses in case you vacate your home.
  • Payment of medical bills to people injured in or around your home.
  • Personal Liability

You can also personalize your home insurance by availing of certain optional features:

  • Identity Theft Protection
  • Scheduled Personal Property
  • Personal Property Replacement Cost
  • Golf Cart Coverage
  • Animal Liability Coverage
  • Hurricane Screened Enclosure Coverage
  • Sinkhole Optional Coverage
  • Back-up of Sewers and Drains
  • Optional Flood Coverage

Southern Oak Home Insurance is proud to be able to provide exceptional homeowner insurance coverage to homeowners in Jacksonville, Florida.

For more information, we encourage you to contact your agent with questions related to specific coverages or changes to existing policies.  Or you can find an agent here. If you need a custom quote, you can ask our agent for it and they will be happy to oblige you with a quote that meets your exact home insurance needs. He can provide you with various home insurance options that are tailored to your insurance needs. There is no cost or obligation for consulting, so feel free to ask any questions you have in mind.

Get a quote fast using our simple online form. It only takes a few minutes to complete and get your quote.


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More Families Choose Southern Oak Homeowners Insurance

  • Our Solid Financial Stability
  • Proven Claims Service History
  • MySouthernOak.com

What Our Policyholders Are Saying

All has gone very well

All has gone very well with no difficulties getting coverage at a good price.

Ronald D.

My agent has been helpful

My agent has been helpful and easy to connect with. –Rachael F.

Very happy

Very happy! I referred a customer and they are now with Southern Oak.

–Yasmine A.

They take the time

They took the time to explain all the options and different levels of coverage. –Kathie H.

I am very happy with them so far

I am very happy with the prompt and courteous customer service, as well as the rates and coverage.

–Holly D.


MySouthernOak offers convenient,
online services for members to: